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Do I need a license to start a credit repair business? What are the credit laws by state?

Tammy F.
posted this on March 24, 2010 05:29 PM

A license is generally not required to repair a clients credit. However, laws can vary from state to state. Click here for credit laws by state.  to learn the rules or starting a credit repair business in the state of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, Washington DC.  We are currently updating this information.  If a state you are looking for does not have a link to the state laws, please let us know and we will update it for you immediately.

Credit restoration laws by state

This page contains information for starting a credit repair business laws by state. The links below will take you to pages that explain the laws of owning and operating your own credit repair or credit restoration business on a state by state basis. For Federal information, please see Credit Repair Organizations Act and Consumer Credit File Rights.

There has never been a better time in history to offer credit repair services. While we cannot offer you "legal advice," we do offer information. There are many ways to use credit repair to enhance your business. Some of our mortgage broker, loan officer and auto dealer customers use our software to offer credit enhancement for free in order to generate new qualified leads and close more loans. Others advertise as credit "education" services and have their clients sign and send the letters. If you are creative, there are many ways to be successful with a knowledge on the subject of credit repair. Credit-Aid software gives you that knowledge.

We also suggest reading Statute of Limitations for Debt Collection (by state)

If you would like learn how to start a credit repair buisiness, click here for our products

For more information about starting a credit repair or credit restoration business in your state, please contact us by email or call toll-free at (800) 257-1192 for a free consultation

The material accompanying this summary is subject to copyright. Usage is governed by contract with Thomson Reuters, West and their affiliates.

Credit Repair and Restoration Business information by State

 

*Our experts are currently updating this list. If you seek information about a state not yet listed, please contact us and we will provide you with that information immediately.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Washington DC

 

Credit-Aid Software provides credit information, not legal advice. For legal advice, please consult an attorney in your state.
 
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